How to Apply for Online Loans in 10 Minutes!

Gandalf has a lot of experience in microcredits, which reflects to offer financial services for any person, for its inclusive system, they focus on the client obtaining the resource he needs, no matter the profile or if he is in a list of the credit check, the Loans in Gandalf have the most accessible and Gandalf customer service and efficiency you can find besides loans with incredible returns.

If you are currently on a list of defaulters and you need a loan, but you have already been denied by banks and private financiers, there are still options, Gandalf grants loans even if they are on credit check lists. Take advantage of this unique opportunity to make the arrangements in your home that you always wanted or pay overdue bills and unify them into a single loan, whatever the destination of the money, there will be no conditioning of use or forced time to check expenses, you only have to pay the amortizations agreed.

credit check is a database, created by Hobbit, a private company that charges a fee to credit, telephone, and service companies, among many others that pay to be able to consult the data of delinquent people.

What is Gandalf

Gandalf is an important member of the Gandalf Finance group, which offers microloans for a short period of amortization through the Internet. With a service of excellence and efficiency throughout Central Europe and Nordic countries, you can get your credit without paperwork and without explaining the fate of the money, just deposit it and establish a relationship of mutual trust.

What makes Gandalf different

  • More than a million satisfied customers recommend Gandalf. Satisfying the needs of the clients since always, with the fast loans you have an ideal opportunity for the unexpected expenses, to unify debts, to modify your home or to be able to take advantage of unique offers.
  • Without hidden expenses, the necessary information understandable and without risk, all in the most transparent way so that there are no tricks at the end of the month.
  • Availability 24/7, EVERY day of the year, It does not matter if you send your request at any time, the advanced system will decide if you are a candidate or not for the loan. If your loan has been accepted, the money will be sent by transfer immediately.
  • With the online platform, you can communicate your doubts to a team of online advisors who will always be available to help you, in the same way you can call but the service is just as efficient.
  • The fastest! If what you need is money instantly, Gandalf is the right choice, in just 10 minutes thanks to its innovative candidate verification system you will have the money deposited in your account, if you read it well, in 10 minutes you can go to withdraw the money of your account, without obstacles, without paperwork, without so many questions.

Types of loans in Gandalf

If this is the first time you operate with Gandalf, you can request a loan between € 50 and € 300 . If you ask for a loan again this limit may increase, depending on your financial possibilities.

To return the credit you have several possibilities from 5 days to 31 days to pay. For customers who have already requested a loan, this may have a longer term and be fractioned to facilitate payment.

You choose your loan and when to pay it, in the case that you estimate that you will not be able to amortize the amount on the agreed date, you can request an extension, which will have additional management costs. This extension is very easy to request from the website, below it is explained in detail, but it must be used with caution to avoid management expenses.

Advantages of choosing a Gandalf

The main advantage is that any adult with a fixed income can get a loan, no matter who is on the credit check list, or who does not have a credit history, the important thing is that they know that they have a Gandalf in any need. quick, does not need more than 10 minutes to go to corroborate the bank that the amount of money I requested was successfully deposited, does not require paperwork or complicated procedures that only lengthen things more, what Gandalf is looking for is to offer the best service, the best way, for anyone very quickly.

The main features of Gandalf

  • Availability 24 hours, 365 days a year
  • Excellent management and profitability
  • Exceptional service and human quality
  • The fastest and most efficient, in 10 minutes the money is available if you are approved
  • Ease of processing
  • Mutual trust
  • Credits to people in credit check
  • No small print, no sudden expenses.

It is safe to request a loan at Gandalf

Gandalf has the support of more than one million satisfied customers, they are proof that the service they offer is of the highest quality, worthy of all their trust, since Gandalf belongs to the Spanish Association of Mini loan Companies, this ensures professional and reliable financial services.

Credit Requirements

Do not grant any loan in Spain without reviewing the credit check, since it is very relevant the information that appears here, in the same way in Gandalf it is possible that even being in these lists you can obtain a credit, of course depending on the debt that you have will be the result of this, it is worth mentioning that this check is always made for any similar procedure.

Simply meet the following requirements to be an authorized candidate for a quick loan

  • Be 18 years old when performing the procedure. It is a requirement that all must meet, in addition, it is a requirement that without problems can meet.
  • Be Spanish, have the nationality or at least have a residence permit in force when you apply for a loan with credit check or without any debt. This document can be checked, for example, with Passport, National Identity Card or NIE.
  • Have a fixed monthly income
  • Lack of considerable financial debts, as already mentioned, it does not matter that you are in credit check but it does matter that your debt is not unpayable.

Maybe you wonder why they give loans to people who are delinquent, the basic reason is that the amounts that are offered on loan are not very high, so the repayment of the loan is not a complication for your personal finances.

Here are some acceptable sources of income to acquire a loan:

  • Payroll: is the source of income that is commonly shown by people who want to get a loan, where the monthly or biweekly payroll is shown
  • Pension: Retirement pensions count too much when you ask for a loan and more if you are on the credit check list.
  • Unemployment benefit: This is a similar case to the previous one, with the difference that the pension is for unemployment, so the financial status of the people who request it will be checked more carefully.
  • Scholarships: No matter the origin of the scholarship, the important thing is that you can cover the capital you are applying with the scholarship, you must show proof of the payments sent to you.
  • Declarations of self-employed: those who work for their own account are usually the most complicated to acquire a loan, now you can process it by showing an income or monthly payment, or bank statements.

Guarantees or properties

No backup or collateral properties are required to acquire a loan, all you need is what was mentioned before.

Interest rates of Gandalf

Regarding the interest rate, a policy similar to the rest of personal loans is maintained: moderate costs despite an APR that is complicated, with very economic figures when the credit is for a short term and a moderate amount.

Sometimes Gandalf launches the first interest-free loan, ideal time to take advantage of and take out a short loan at no cost or expense.

You can ask for a loan with credit check in Gandalf

Always defending the loans for anyone, as long as they respect the solvency conditions, with one of the most dynamic pages in Spain.

You can request your loan now, regardless of your status in credit check, the properties you have or the guarantees that support you, because Gandalf is always for you.

How to apply for Gandalf credits

With Gandalf you have the option to do everything in ten minutes, you just need to choose the amount you want to acquire, then create a personal account with your information and characteristics of your finances that will help you define whether the loan is granted or not, they are the only ones steps without delay or waste your time with the classic and tedious paperwork.

How to return a loan from Gandalf

The return, in three different ways is:

  1. Transfer

If you have activated online banking, you can enter your personal area, click on the loans section and send the money by electronic transfer.

  1. Credit or debit card.

If what you want is to issue the payment by means of a credit or debit card, you can enter your account, in the “Loans” section and then on the pay button. Then you can make the payment with any card.

  1. Deposit in the bank

You can make a deposit of the money in cash or with a transfer through the following bank account of BBVA: ES8301824853540201574115, you must indicate the following aspects:

  • Beneficiary Name: Gandalf GROUP SPAIN SL
  • Name of the Originator: Your full name
  • Concept: Your loan number and your ID number
  • Total amount: amount to be deposited with management expenses.

Extensions and postponements in Gandalf

We can all have unforeseen events, so delaying the loan sounds like a brilliant idea when paying, if it is estimated that paying will be complicated, the process is very simple, you just have to enter the web page with your username and password and request the extension by this same means, in the loan tab in the extension section; only a specific amount will have to be paid because of the extension and extension of the credit, this payment can be made through any of the 3 methods mentioned above

To make this payment by bank transfer or cash, you must deposit it to the following account:

  • Beneficiary: Gandalf GROUP SPAIN SL
  • In payer: Your full name
  • In concept: “Prorogation” plus your loan number and your ID
  • Total Amount: Amount shown in the personal area of ​​the Web page corresponding to the payment of the extension


Gandalf is there to get up when everyone has dropped you, do not miss the opportunity they give you and get a fast, effective, retroactive and very easy to pay credit, currently the best option in the market with more than one million satisfied customers, can not be wrong, the efficiency of the advisors along with the performance and facilities that they offer to pay, make Gandalf your best option, contact us and receive all the information and advice without any cost or commitment.