How to Apply for credits and loans online

The process of requesting a personal loan from a financial institution such as any of the major banks in Spain can result in a somewhat complex task for some, so sometimes it is essential to attend a bank that offers a good service and administration of your resources; In addition to having previously been very well informed of all the details about the loan you wish to apply for.

There is a great variety of loans and many banks offer different services and commissions for each of these, so it is important that you are informed of the different types of loans that exist in each of the banks, and critically choose one that is adapt to the particular needs of your personal case.

Personal loans up to 60,000 euros

Here we will talk specifically about the personal loans that you can request from Gandalf Bank , what are the characteristics of each of your different loans and offer you a guide on how to request them if some of these suits your needs and interests you.

As a little information about this bank we can tell you that Gandalf Bank is the first European bank and one of the main financial institutions in the world. It has a presence that spans the five continents, offering a wide range of products and services to individuals, companies and comparisons, which adapt and meet their needs. So you can feel safe when attending and deposit your trust towards this company; Now we can go on to review the different types of loans offered by this European company.

Loan Trust Fixed Rate

The first type of loan that we will review is the Gandalf Bank Fixed Security Loan , which has a fixed interest rate with which you should not worry more about possible variations of the Eudora. It has a maximum amount of up to 60,000 euros and a maximum term of 8 years. This type of loan can be used for any purpose, such as buying a car, taking a trip, home renovation, among other purposes.

Here are the exact characteristics of the Fixed Type Trust Loan type:

  • Amount: up to 60,000 euros (Amount you want, in the term you want)
  • Maximum term: 8 years
  • Fixed interest rate
  • TIN: 8.99% *
  • APR from 11.04% to 15.62%
  • Opening commission: 1.50% minimum 60 euros
  • No study commission

(In addition, from the second year, your interest rate is reduced by one point: to 7.99% TIN *)

Loan Changes

The second type of loan is named Loan Cambia Gandalf Bank , with this loan you can start saving when you change your current loan from another entity to Gandalf Bank . In this way, improving the interest rate and benefiting from great advantages.

With this type of loan you will be offered three alternatives to improve your current loan, which are the following:

  • Reduce your current quota
  • Expand the loan amount
  • Expand the term of the loan

The characteristics and conditions that are offered in this type of loan can be reviewed below:

  • Fixed Interest Rate: 6.25%
  • APR: from 6.44 to 6.48%
  • No study fees or opening
  • Maximum term: up to 96 months
  • Amount: up to 60,000 euros maximum

In addition, you will be guided in all the steps to follow to change the loan and you will have a personal manager from your first day, so you can carry out the movements with the simplest way with the best care.

Auto Loan

The last type of loan you can request from Gandalf Bank is the new Auto Loan , which is a loan exclusively for the acquisition of a new car, with which you will benefit from preferential financing and a package of exclusive services that will make your life easier and more comfortable with your new car.

The characteristics and advantages of this type of loan are the following:

  • Fixed interest rate: 8.25%
  • APR: from 8.95% up to 12.86%
  • Amount: up to 60,000 euros maximum
  • Maximum term of up to 8 years

You can also enjoy the advantages of the exclusive services pack called the Free Assistance Pack, which contains the following benefits:

  • ITV pick-up service: a driver will pick up your car at your home, pass the ITV on your behalf and return your vehicle to your home.
  • Chauffeur service: you and your vehicle will be picked up by a driver in case you can not drive by accident or illness, wherever you are.
  • Technical office of the automobile: with this service you can solve all the technical doubts that you may have about your vehicle. (benefits, maintenance, breakdowns, repair budgets, etc.)
  • Replacement vehicle: in case of theft or immobilization of more than 5 days, a rental vehicle will be offered for the duration of the repair or appearance of the car.
  • Theft or loss of car keys: a duplicate of your key will be sent to you as quickly as possible, wherever you are.
  • Management of traffic sanctions: you can prepare and submit the necessary briefs for the defense before sanctioning administrative procedures.

How to apply for Gandalf Bank loans?

If you think that one of these loans could fit your current needs you can apply for the loan by attending any Gandalf Bank office or financial agent , you can consult a list of the nearest available offices by accessing this link https: //www.Gandalf- .

For personal loans at Gandalf Bank you can request a maximum amount of up to 60,000 euros, however, the amount can change depending on each loan, so it is recommended to consult the bank’s financial agent.

In case you need to cancel your loan in advance, and depending on the type of loan you have hired, a commission will be applied on the part of the capital that is still to be returned; this is only a point to consider, before you perform any operation in the bank.

Hopefully this little guide has been useful, and we wish you the best of luck for your loan project in case you have decided on this reliable loan option at Gandalf Bank.

Gandalf Bank Online reviews

Opinion one: I am a client 5 years ago and at the moment I have not had any problem, they are all professionals and whenever I have had a doubt they have solved it in a short time. Even so, it should be noted that the conditions are not the best in the market, which is not a bad bank, just not very competitive.

Opinion two: I am a client for many years and the truth is that the deal is perfect and have professionals in the entity. They have never tried to overspend us or put us in insurance in exchange for something else. I have a payroll registered in the entity and they do not charge me any commission at all; I do not know if it has to do with the payroll, but I have never had an undue problem or charge with them. In the long run, I have been passing all my friends and family to the bank and they are also satisfied customers

Opinion three: For me, this is one of the best banks, of German origin, I feel that it deals with each one of its clients and tries to give a high profitability to all.


Undoubtedly, it is one of the most profitable German banks for all its clients. It is also one of the primary entities in many parts of the world and with an experience of more than 100 years behind it.

Nowadays, the entity is present in more than 70 countries and gives several types of financing to private clients.